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Life Insurance

The loss of a loved one or business partner is difficult emotionally and financially.  Life insurance is designed to help insure the financial risk in the event of premature death.  In many financial plans, life insurance can be an important and useful tool for families and businesses.  However, trying to select the right type of policy to meet your financial objective and choosing which insurance company will provide you with the best offer can be complex.

Current clients, three generations of the Miller Family - Life Insurance
3 Generations of the Miller Family

As independent advisors, we represent dozens of major insurance carriers. We evaluate each client’s individual needs and try to determine which insurance company will have the most favorable response to your health history, occupation, hazardous activities and family history before selecting a company to submit an application for medical underwriting. 

Our goal is to help you obtain the most favorable rates along with the coverage that best meets your needs. Whether you have a family to protect, a business buy/sell agreement to fund or the need to provide liquidity to an estate, we offer a wide range of policy types to select from such as term, universal life, variable life, whole life and second-to-die life insurance.

This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. For information about specific insurance needs or situations, contact your insurance agent. In addition, state insurance laws and insurance underwriting rules may affect available coverage and its costs. Guarantees are based on the claims paying ability of the issuing company.

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